Invest Export Line

With a total amount of €3.5 billion, this credit line was created to support investment and working capital for Portuguese export companies, facilitating their adaptation to new geographies, with a focus on non-EU markets.

Global Deadline

Up to 10 years

Financing

Up to 5.000.000,00€

Grace Period

Up to 36 months

Eligible Entities

SMEs
Micro-enterprises
Large companies (coming soon)

Invest Export Line

With a total amount of €3.5 billion, this credit line was created to support investment and working capital for Portuguese export companies, facilitating their adaptation to new geographies, with a focus on non-EU markets.

Global Deadline

Up to 10 years

Financing

Up to 5.000.000,00€

Grace Period

Up to 36 months

Eligible Entities

SMEs
Micro-enterprises
Large companies (coming soon)

Objectives and characteristics

  • The BPF Invest Export Line, part of the Reforçar Programme, is a strategic response to the current global economic context, marked by geopolitical instability, increased tariffs and growing demands to adapt to new markets, especially outside the European Union.

  • With a total amount of 3.5 billion euros, this credit line was created to support the investment and working capital of Portuguese exporting companies, facilitating their adaptation to new geographies, with a focus on non-EU markets.

  • SMEs
  • Micro-enterprises
  • Large companies (coming soon)

  • SME sub-line:
    • With a budget of €2.1 billion, this sub-line is aimed at micro, small and medium-sized enterprises (SMEs) that want to strengthen their international presence. The focus is on investment, innovation and strengthening liquidity, enabling SMEs to invest with confidence in new markets.
  • Large Companies sub-line: (coming soon)
    • With a budget of €1.4 billion, this sub-line will be dedicated to larger companies, recognising the strategic role of large exporters in the growth of the national economy.

  • Investment:
    • Maximum amount of financing per company
      • Micro: €500,000.00
      • Small: €2,000,000.00
      • Medium: €5,000,000.00
    • Overall Financing Term*
      • Up to 10 years
    • Grace Period*
      • Up to 36 months
      • % Conversion to non-repayable grant Up to 20% of financing
    • Eligible Operations
      • Medium and long-term financing for investment in tangible and intangible fixed assets, as well as working capital (up to 20% of the financing).
  • Working capital:
    • Maximum amount of financing per company
      • Micro: €500,000.00
      • Small: €2,000,000.00
      • Medium-sized: €3,000,000.00
    • Overall Financing Term*
    • Up to 5 years
      • Deferment Period*
    • Up to 6 months
      • Eligible operations
    • Medium and long-term financing for working capital requirements.
  • *depending on the bank’s risk analysis

Objectives and characteristics

The BPF Invest Export Line, part of the Reforçar Programme, is a strategic response to the current global economic context, marked by geopolitical instability, increased tariffs and growing demands to adapt to new markets, especially outside the European Union.

With a total amount of 3.5 billion euros, this credit line was created to support the investment and working capital of Portuguese exporting companies, facilitating their adaptation to new geographies, with a focus on non-EU markets.

SMEs
Micro-enterprises
Large companies (coming soon)

SME sub-line:
With a budget of €2.1 billion, this sub-line is aimed at micro, small and medium-sized enterprises (SMEs) that want to strengthen their international presence. The focus is on investment, innovation and strengthening liquidity, enabling SMEs to invest with confidence in new markets.
Large Companies sub-line: (coming soon)
With a budget of €1.4 billion, this sub-line will be dedicated to larger companies, recognising the strategic role of large exporters in the growth of the national economy.

Investment:
Maximum amount of financing per company
Micro: €500,000.00
Small: €2,000,000.00
Medium: €5,000,000.00
Overall Financing Term*
Up to 10 years
Grace Period*
Up to 36 months
% Conversion to non-repayable grant Up to 20% of financing
Eligible Operations
Medium and long-term financing for investment in tangible and intangible fixed assets, as well as working capital (up to 20% of the financing).
Working capital:
Maximum amount of financing per company
Micro: €500,000.00
Small: €2,000,000.00
Medium-sized: €3,000,000.00
Overall Financing Term*
Up to 5 years
Deferment Period*
Up to 6 months
Eligible operations
Medium and long-term financing for working capital requirements.
*depending on the bank’s risk analysis