InvestEU: Research, Innovation, and Digitalization

The BPF InvestEU line: Research, Innovation and Digitalization supports SMEs and Small MidCaps in financing research, innovation and digital transformation projects, strengthening the competitiveness and growth of the national economy.

Global Deadline

Up to 180 months

Financing

Up to 10.000.000,00€

Grace Period

Up to 48 months

Eligible Entities

SMEs
Small MidCaps

InvestEU: Research, Innovation, and Digitalization

The BPF InvestEU line: Research, Innovation and Digitalization supports SMEs and Small MidCaps in financing research, innovation and digital transformation projects, strengthening the competitiveness and growth of the national economy.

Global Deadline

Up to 180 months

Financing

Up to 10.000.000,00€

Grace Period

Up to 48 months

Eligible Entities

SMEs
Small MidCaps

Objectives and characteristics

  • This line aims to support companies engaged in research, innovation, or digitalization activities.

  • SMEs
  • Small MidCaps
  • Beneficiaries’ Obligations
    • Must have headquarters and operate in Portugal
    • Must carry out activities under CAE codes related to Research, Digitalization, and Innovation
    • Must not have unresolved incidents with the banking system at the time of contracting
    • Must be in good standing with the Tax Authority and Social Security at the time of financing
    • Must comply with current legislation, particularly regarding anti-money laundering and counter-terrorism financing

  • Eligible Operations
  • Medium and long-term financing
    • Research infrastructures
    • Business projects
    • Demonstration projects and programs, as well as the implementation of related infrastructures, technologies, and processes
    • Collaborative projects between academia and industry
    • Knowledge and technology transfer
    • New effective health products, including pharmaceuticals, medical devices, and advanced therapy medicines
    • Projects supporting the digitalization of the economy

  • Maximum Financing Amount
    • Up to €10,000,000.00
  • Overall Financing Term
    • From 12 to 180 months
  • Grace Period
    • Up to 48 months
  • Mutual Guarantee
    • 75%
  • Counter-Guarantee Percentage
    • 75%

Objectives and characteristics

This line aims to support companies engaged in research, innovation, or digitalization activities.

SMEs
Small MidCaps
Beneficiaries’ Obligations
Must have headquarters and operate in Portugal
Must carry out activities under CAE codes related to Research, Digitalization, and Innovation
Must not have unresolved incidents with the banking system at the time of contracting
Must be in good standing with the Tax Authority and Social Security at the time of financing
Must comply with current legislation, particularly regarding anti-money laundering and counter-terrorism financing

Eligible Operations
Medium and long-term financing
Research infrastructures
Business projects
Demonstration projects and programs, as well as the implementation of related infrastructures, technologies, and processes
Collaborative projects between academia and industry
Knowledge and technology transfer
New effective health products, including pharmaceuticals, medical devices, and advanced therapy medicines
Projects supporting the digitalization of the economy

Maximum Financing Amount
Up to €10,000,000.00
Overall Financing Term
From 12 to 180 months
Grace Period
Up to 48 months
Mutual Guarantee
75%
Counter-Guarantee Percentage
75%